1) To qualify for 1% cash back bonus, you must apply for new, used, or refinance (from external FI) vehicle loan between 12/1/25 and 12/7/25. The loan must then be booked with Velocity Community Credit Union between 12/1/25 and 12/31/25. Bonus will be posted to savings account within 5 business days of the loan closing. $300 is the maximum bonus available. Borrower will be responsible for any applicable taxes. One promotional bonus per vehicle loan, including other offers. If your loan is paid off within the first 6 months, the Promotional Premium Bonus earned will be added to the pay-off balance. Minimum of $10,000 in new money is required. In-house refinances are not eligible. Rates subject to change. 2) Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by creditworthiness. Interest will continue to accrue during the 90 days your payment is postponed. Payment postponement option is only available for vehicle loans applied for between 12/1/25–12/7/25 and booked before 12/31/25. 3) Special Auto Advisor Discount applied to your approved auto loan rate from your credit union. Restrictions apply. Contact credit union for complete details. AutoAdvisors receives a marketing transactional fee from the dealer not dependent on dealer profit. Total of all loan discounts cannot reduce rate below floor rate of 4.00% APR.