1) Offer valid from 8/29/26 through 10/31/26 on personal checking accounts. Offer cannot be combined with other Velocity Community Credit Union (VCCU) checking or savings bonus offers. To qualify, you must be eligible for membership at VCCU and be aged 18 or older. See a member services representative for details regarding fees and terms. To qualify for the $200 bonus, you must: 1). open a checking account, which is subject to approval; AND 2). establish direct deposit of at least $750 a month; AND 3). Accept and open online banking, eStatements, and a debit card. Direct Deposit must be an ACH deposit of your paycheck, pension, or government benefits (such as social security) from your employer or the government. Tax refunds, Person to Person payments (such as Zelle), and transfers from other VCCU accounts do not qualify. Offer not available to VCCU employees or to existing Velocity checking account holders whose accounts were closed within the last 12 months. There is no minimum opening deposit in the checking account required. Membership at VCCU is required. VCCU reserves the right to change or cancel this offer at any time without notice. To receive a bonus, the account must remain open and in good standing. Bonus will be posted to the account within 90 days of opening the checking and after all qualifications have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT. 2) APY = Annual Percentage Yield. The Grand Opening 11-month Certificate Promotional Rate is available exclusively at the Avenir branch location from 8/29/26 through 10/31/26. This offer is for a limited time and may be modified or discontinued at the sole discretion of Velocity Community Credit Union (VCCU). MemberPLUS certificate rate bonus does not apply to this promotion. The minimum balance required to qualify is $5,000 in new money. New money is defined as funds transferred from another financial institution to VCCU. Funds already on deposit with VCCU are not eligible and may not be used to fund this promotional certificate. The certificate must be fully funded with new money; a combination of new and existing VCCU funds is not permitted. Funds withdrawn from VCCU and redeposited within 30 days are not considered new money and do not qualify. Fees or other conditions could reduce the earnings on the account. Early withdrawal penalties may apply. See a member services representative for information about applicable rates and fees. Other rates and terms are available. Promotional rates and terms are not available as for IRA or business account certificates. Membership at VCCU is required to open an account. To establish membership, a $5 membership fee and a $5 deposit into a membership savings account are required. 3) To receive $5 Sandy Savers Club bonus and gift, the member cannot have ever held the applicable account type at VCCU at any time previously. They must be between the ages of 0-12 years old. The money will be deposited to the new savings account.

4) To receive $25 FLEX Youth Account checking bonus, the member cannot have ever held the applicable account type at VCCU at any time previously. They must be between the ages of 13-17 years old. The money will be deposited to the new checking account. 

5) $50.00 bonus offer valid from 8/29/26 through 10/31/26 on any new loan or credit card opened at Velocity Community Credit Union’s (VCCU) new branch in Palm Beach Gardens during that time. This offer may not be combined with any other VCCU promotional bonus offer, except the Fall Auto Loan Promotion. To qualify, you must 1) open a new savings account at VCCU’s Avenir branch, meet membership eligibility, and be aged 18 or older; AND 2) be approved for and book a new consumer loan or open a new credit card with a limit of at least $5,000.00. Offer not available to VCCU employees or to existing VCCU account holders whose accounts were closed within the last 12 months. VCCU reserves the right to change or cancel this offer at any time without notice. To receive the bonus, the account must remain open and in good standing, as determined by VCCU. We will deposit the bonus to your account within 15 days after your qualifying loan or credit card is funded (or your credit account is opened), provided all offer requirements are met. All loans and credit cards are subject to credit approval. Bonuses payments may be reported on IRS Form 1099-INT.

6) Transferred balances made within the first 90-days of account opening will have a 0% APR introductory rate for 12 months (12 billing cycles). There are no balance transfer fees for the first 90-days after a new VISA account is opened, after that a fee of 2% of the transfer balance or $5 (whichever is greater) will apply. At the end of the introductory rate period, the account will convert to the standard variable rate as determined by creditworthiness. As of 08/11/26 rates are currently as low as 13.00% to 18.00% APR for the Low-Rate VISA or 15.00% to 18.00% APR for the Rewards VISA. Existing VCCU VISA Credit Card balances are not transferable.