Open a VCCU VISA® Credit Card between September 15 and November 15 and take advantage of a limited-time offer designed to give you more value from the card you choose.
Compare Card Options
Available to qualifying new VCCU VISA® cardholders.
20,000 BONUS POINTS2
Open a new Rewards VISA® and spend $3,000 within your first 90 days to earn 20,000 bonus points.
Good fit if you:
Want to earn rewards from your purchases.
$200 CASH BACK3
Open a new Low-Rate VISA® and spend $3,000 within your first 90 days to qualify for a $200 promotional bonus.
Good fit if you:
Prefer a lower ongoing interest rate and flexible borrowing.
0% APR1
For 12 months on qualifying balance transfers made within the first 90 days, after which your variable APR will apply, which is currently from 13.00% APR to 18.00% APR.
No Balance Transfer Fee1
On qualifying transfers made during the first 90 days.
Competitive Ongoing Rates
Low variable rates after the introductory period ends.
Velocity Community Credit Union offers the convenience and financial tools you expect, backed by the personal service of a local credit union. Whether you’re already a VCCU member or just getting to know us, you can explore your options and find a Credit Card that works for you.
1) APR=Annual Percentage Rate. Transferred balances made within the first 90-days of account opening will have a 0% APR introductory rate for 12 months (12 billing cycles). There are no balance transfer fees for the first 90-days after a new VISA account is opened, after that a fee of 2% of the transfer balance or $5 (whichever is greater) will apply. At the end of the introductory rate period, the account will convert to the standard variable rate as determined by creditworthiness. As of 9/8/26 rates are currently as low as 13.00% to 18.00% APR for the Low-Rate Platinum VISA or 15.00% to 18.00% APR for the Rewards VISA. Existing VCCU VISA Credit Card balances are not transferable.
2) Rewards: Double Bonus Points. Open a credit card account anytime between September 15, 2026 and November 15, 2026, and when you complete $3,000 in spend in the first 90-days, we’ll give you double the bonus points for a total of 20,000 points. This offer does not stack with other promotional offers the Credit Union may be running. Bonus points will be posted to your credit card account by April 15, 2027.
3) Low-Rate: $200 cash. Open a credit card account anytime between September 15, 2026 and November 15, 2026, and when you complete $3,000 in spend in the first 90-days, we’ll give you $200 in statement credit. This offer does not stack with other promotional offers the Credit Union may be running.
Give us a call:
(561) 775-2525
(800) 872-4517
Federally Insured By NCUA
Equal Housing Lender | Equal Opportunity Lender
Hours of operation:
M-Th. 9:00am – 5:00pm
Fri. 9:00am – 6:00pm
