Bringing you access to more than 30,000 surcharge free ATMs across the U.S.
Celebrate pay days up to two days earlier2 when you setup direct deposit with Members 1st
No monthly account fees, no minimum balances, and no minimum transactions
Stay in control of your money from anywhere with the Members 1st Mobile App.
Make transfers, see transaction history, and view statements from anywhere.
Receive notifications for transactions, balances, goals, payments, and more.
Monitor the health of your credit score by receiving your FICO® Score.
Deposit checks with your mobile device without having to visit a branch.
Open your Flex Checking account with direct deposit by September 30, 2023.
Views daily D Receive a total of $500 or more in qualifying direct deposits to your new Flex Checking account within 60 calendar days of account opening (the qualification period).
Once the 60-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new Flex Checking account within 30 days.
Enjoy these additional great features that come standard with your Members 1st account.
Access your account anytime with Online Banking, the Mobile App, or Telephone Banking from Members 1st.
Access up to 30,000 ATMs nationwide without a fee to make withdrawals with the Co-Op ATM network.
Our zero liability guarantee means you won't be held responsible from fraudulent transactions made with your debit card.
Manage your money with helpful tools like notifications, custom goals, sub-accounts, and card controls.
Use your debit card to Tap, Pay, and Go at merchant terminals thanks with contactless purchasing.
Setup your Members 1st debit card on the Apple Pay, Google Pay, or Samsung Pay mobile wallets.
1. This offer is for new Flex Checking members only. You must use promotion code FLEX100 at account opening when you apply for a new Members 1st Credit Union Flex Checking account. You are not eligible for this offer if you are a current primary or joint owner of a Members 1st Credit Union checking account or you have recently closed your Members 1st Credit Union checking account in the past 90 days. Bonus Requirements: 1) Open a new Members 1st Credit Union Flex Checking account by September 30, 2023. All account applications are subject to approval. 2) Within 60 calendar days of account opening (the "qualification period"), receive a total of $500 or more in qualifying direct deposits to your new Flex Checking account. A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network. Transfers from one account to another, Person to Person payments, micro-deposits, mobile deposits, or deposits made at a branch, or ATM don't qualify as a direct deposit. Bonus Payment: Once the 60-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new Flex Checking account within 30 days. The new checking account must remain open throughout the 60-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an inactive account is subject to the credit union’s Dormant Account and Inactive Account fees as per the credit union’s Fee Schedule. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor. Additional Terms and Conditions: Offer expires September 30, 2023. However, offer may be discontinued or changed at any time prior to the expiration date without notice. Offer cannot be: 1) Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer. 2) Combined with any other consumer deposit offer (limit one bonus per member/account). 3) Reproduced, purchased, sold, transferred, or traded. Speak with an MSR or see our “Fee Schedule” and “Account Disclosure Agreement” for complete checking account details, including associated fees.
2. Faster access to funds is based on a comparison of traditional banking policies versus Members 1st Credit Union’s policy of releasing paychecks as soon as they’re received from an employer. Additional speed may be attributed to electronic deposits versus paper check deposits. Direct Deposit and earlier availability of funds are subject to timing of payer’s funding.