Consumer Debt Counselors

FREE review with a Certified Financial Counselor

100% confidential, non-judgmental and without obligation

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Our Simple Step-by-Step Process

What to expect from start to finish

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Connect with a Financial Counselor

Schedule your free online consultation. Together you will review your financial challenges and goals

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Plan for Success

Then we will develop an actionable plan to defeat your debt

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Take Control of Your Finances

Finally, we will consolidate your bills into ONE manageable monthly payment          

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Debt Management Plans vs. Debt Settlement

It’s important to know that these relief options are not the same. As a simple overview, debt management is carried out by nonprofit counseling agencies that help you lower your interest rates and monthly payments without affecting your credit score. Debt settlement can be a risky option that involves paying a for-profit company to negotiate on your behalf, but can affect your credit score while waiting for the company to negotiate a lower payment.

Nonprofit, government approved, 100% reliable. Helping consumers resolve credit and debt issues for over 20 years.