The Green MortgageTM

* Expand Your Buying Power

* Get Pre-Approved in Minutes

* 1% Rate Discount for First 12 Months**

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The Smart Mortgage is Fast and 1% Lower for The First 12 Months

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Powered by 100% Renewable Energy


All Homes Are Not Created Equal

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Free Renewable Energy for Registered Buyers*

The Future of Home Buying

House X realty only represents home shoppers and buyers – not home sellers – which means there are no inherent conflicts of interest. This empowers House X™ to negotiate on behalf of the homebuyer. House X realty clients receive 2 to 5 years of free renewable electricity* with any new home purchase – at zero cost.


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X Mortgage | The Smart Mortgage

*House X invests on behalf of our home buying clients to provide 2 to 5 years of clean, renewable energy at zero cost on participating new homes in our licensed markets. The estimated number of years of free electricity is based on factors including: purchase price; size of the home; HERs rating; number of household occupants; climate; and cost of energy. There is zero requirement to renew contracts at any time. Smart devices belong to the homeowner at closing. To qualify for the program, you must be a registered client represented by House X licensed real estate brokers.

**The Smart Mortgage is limited to Conforming or Conventional Mortgages. Please see the Conforming Loan Limits by County for additional information -